RENTERS INSURANCE
Your landlord's policy covers the building. It doesn't cover your laptop, your bike, your furniture, or the night the upstairs pipe turns your living room into a problem. That part is yours, and it costs less than most people assume.
We find coverage that matches what you actually own, and we're here after: when you move, when you buy something worth insuring, and if you ever need to file a claim.
Why it matters
Your landlord's insurance protects the building, not your personal property. Renters insurance covers your items if they're damaged by fire, theft, or sudden water leaks
Renters insurance is surprisingly affordable, making it an easy way to protect your belongings and budget.
Most renters policies include liability coverage, helping with medical bills or legal costs if someone is injured in your rental or you're responsible for property damage.
Coverage Comparison
GETTING IT RIGHT
Create a detailed home inventory to ensure proper coverage:
Tip. Take photos or videos of your belongings and store them safely as proof of ownership.
Most standard renters policies include $100,000 in liability coverage. Consider increasing your limit to $300,000 or more if you:
Your deductible is the amount you pay out of pocket before your coverage applies. Common options:
What's out, and how to pay less.
$300,000
$50,000
$50,000
$50,000
$50,000
$50,000
$50,000
$6,000
$50,000
$50,000
$50,000
$50,000
$50,000
You pay the first $6,000. Raising or lowering that percentage changes your premium we'll show you both numbers before you decide.
THE MATH NOBODY DOES
Think your landlord's insurance covers your stuff? Think again. If there's a fire, theft, or water damage, you're on your own. Add it all up: clothes, electronics, furniture, kitchen items, shoes. Most renters own far more than they estimate.
Renters insurance protects everything you own for less than $1 a day.
$20k–$50k
$100,000
$15–$30
Anywhere
FREQUENTLY ASKED QUESTIONS
Still not sure? Call a Bezzure Agent
Your landlord's insurance covers the building, but not your belongings. Renters insurance protects your personal property and provides liability coverage.
Not at all. Renters insurance is one of the most affordable coverages, often costing less than a dollar a day.
Yes, renters insurance covers certain types of water damage, like leaks. However, it does not cover flooding you'll need separate flood insurance for that.
Absolutely. Bundling renters insurance with auto or life insurance can help you save money.
Tell us about your place and our team will compare your options and come back with the right coverage for your budget.
