MECHANICAL BREAKDOWN
Auto insurance responds to collisions, theft and acts of nature. But if your engine, transmission or dashboard screen fails, that comes out of your pocket. An extended car warranty covers that part.
Tap the glowing points on the car to see what each system covers and what it costs to repair.
Whichever plan you pick
Towing, tire change, jump start and emergency fuel when you are stranded.
A car while yours is in the shop, so you don't lose days of work.
Lodging and meals if the breakdown leaves you far from home.
WHY IT MATTERS HERE
Most drivers find out what a repair costs on the day it happens. A car warranty turns that surprise into a deductible. Tap any point on the car to see what it covers and what it would cost you today.
#3
$4,000–$12,000
1,000+
24 h
WHEN SOMETHING BREAKS
No middlemen, and you never front the cost of the repair.
Any certified shop you choose. The shop sends the diagnosis and photos, no paperwork on your side.
The case is reviewed and answered within a day. If it is covered, the work is approved right away.
The shop is paid directly, including parts, labor and taxes. You pick up the car paying your deductible.
Dealership, local garage or chain. If it is certified, it works.
The shop is paid directly. You don't pay up front and wait to be paid back.
Change your mind and get a pro-rated refund for the unused portion.
CHECK YOUR SITUATION
The manufacturer warranty only covers the first few years, with mileage limits. After that, any mechanical failure is on you.
If your vehicle is past that point, or close to it, this is the moment to look at additional protection.
MAKE
BASIC
POWERTRAIN
Reference data. Always confirm with the manufacturer, as terms change by year and model.
FREQUENTLY ASKED QUESTIONS
No. They are different and they complement each other. Auto insurance responds when there is a collision, a theft or damage from an outside cause. Vehicle protection responds when a part fails on its own: the engine, the transmission, the air conditioning or the electrical system. Your insurance does not cover that.
It depends on your vehicle and your situation. If your car is out of factory warranty, if it has expensive components to repair, or if a bill of several thousand dollars would strain your budget, the answer is usually yes. If you have enough savings to cover a major repair comfortably, you may not need it. We can review it with you, no obligation.
It depends on the plan. The base plan covers engine, transmission, axles and transfer case, which are the most expensive repairs. Higher plans add steering, electrical, air conditioning, brakes, suspension, cooling and infotainment. The most complete plan adds hybrid components and enhanced coverage. In total, more than a thousand parts are protected.
Yes. You can choose a dealership, an independent garage or a chain, as long as it is certified. There is no closed shop network.
You take the vehicle to the shop of your choice. The shop sends the diagnosis and photos, and gets an answer within 24 hours. If the damage is covered, the shop does the work and is paid directly, including parts, labor and taxes. You only pay your deductible when you pick up the car.
Yes. You can cancel and receive a prorated refund for the unused portion, according to the terms of your contract.
It depends on the year, mileage and make. Eligibility typically runs up to 150,000 miles. Some vehicles qualify for every plan and others only for powertrain coverage. The fastest way to find out is to get a quote.
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